MORTGAGE EXIT COST DESK
Work backward from an explicit income-and-debt budget.
34 tools. One connected workspace.
Home purchase
Invert an entered debt-to-income budget into a loan and purchase-price scenario.
YOUR DECISION, IN NUMBERS
METHOD 2026-10-23.3A user-selected budget is not a lender threshold or approval. Closing cash, reserves and everyday living costs are additional.
Get help with my next step ↗Modeled purchase budget
One assumption changes; everything else stays the same. This is a stress scenario, not a forecast.
No. This model inverts the income/debt assumptions you supply. A lender’s income assessment, credit review, product rules and property review remain separate.
Ask about your next step ↗THE LONG VIEW
YOUR COMPARISON TABLE
Save up to eight scenarios on this device. Each retains its own tool and assumptions; outputs from different methods are labeled separately. Download a plan before moving to another browser or independent portal.
No scenarios saved on this device yet.
OPEN METHODS / BETTER QUESTIONS
Income × chosen DTI budget less other debt, taxes, insurance and dues; divide remaining monthly capacity by per-dollar loan payment.
A user-selected budget is not a lender threshold or approval. Closing cash, reserves and everyday living costs are additional.
Use actual property documents, matching lender estimates and qualified advice where needed. No calculator, API or MCP tool here issues an approval or guarantees a rate.
YOUR NEXT STEP / MITEY U.S.
Ask MITEY about the calculation, an assumption or how to organize your next decision. Choose whether to include your scenario.
This is an educational enquiry. It is not a request for a lender quote, approval or regulated mortgage advice.